• Powerful budgeting tool.
• Direct deposit part of your paycheck to the card.
• Spend your money as you see fit.
• View your Online Spending Reports.
• Never worry about overspending or getting into debt.
• Guaranteed Approval.
• As long as you have a verifiable U.S. address, you’re automatically pre-approved.
• The 20/20 Card will not jeopardize the concessions made by creditors under a debt management plan.

20/20 Card is a reloadable prepaid MasterCard® card that can help you budget better and avoid debt. You can load cash onto the card via direct deposit, bank transfers or retail loading centers and then enjoy the convenience and purchasing power of MasterCard. But most importantly, the 20/20 Card provides peace of mind. Because you can only spend or withdraw the money that they load to the card, you can't possibly overspend or accumulate more debt. The 20/20 Card empowers you to take control over their money and live debt free.